Crossing the Threshold of Retirement

Hardly a week goes by without our having several discussions about the financial aspects of retirement.  This week we address some issues from the last several days. How much house can I afford?  The traditional rule of thumb—i.e., not more than 28% of your monthly income going for a mortgage payment—is not particularly helpful.  There

At the edge of retirement

We’ve had a few conversations lately with clients on the edge of retirement or having recently crossed over to the other side.  A few articles this week shed light on several key issues. The Average Retirement Age—An Update.  Today’s average retirement ages of 64 for men and 62 for women are about the same as

Life Satisfaction in Retirement

Intriguing subject matter relating to retirement was the topic of several sessions at the AICPA Advanced Personal Financial Planning Conference held January 19-21, 2015.  This week we share some of the conference’s golden nuggets. What makes for a Satisfying Retirement?  Although money matters, planning for a lifestyle can be equally important in order to get

What’s driving market volatility now?

What drives market volatility?  Professor Robert Shiller of Yale contrasts the narrative of recent volatility with volatility in 2011.  Skyrocketing volatility of the last several weeks, although painful, is normal and can be healthy, according to the analysts at Charles Schwab.  In the final article, Mark Miller of Reuters analyzes recent social security inflation adjustments

This Week with J. Mark Nickell & Co. – April 9, 2014

Several clients and friends have posed Social Security questions in the last several weeks.  While Social Security is a broad and deep topic, this week we highlight some of the major themes and questions raised. The Investment Return on Delaying Social Security.  “For those who do live a long time the decision to delay Social