Crossing the Threshold of Retirement

Hardly a week goes by without our having several discussions about the financial aspects of retirement.  This week we address some issues from the last several days. How much house can I afford?  The traditional rule of thumb—i.e., not more than 28% of your monthly income going for a mortgage payment—is not particularly helpful.  There

At the edge of retirement

We’ve had a few conversations lately with clients on the edge of retirement or having recently crossed over to the other side.  A few articles this week shed light on several key issues. The Average Retirement Age—An Update.  Today’s average retirement ages of 64 for men and 62 for women are about the same as

Life Satisfaction in Retirement

Intriguing subject matter relating to retirement was the topic of several sessions at the AICPA Advanced Personal Financial Planning Conference held January 19-21, 2015.  This week we share some of the conference’s golden nuggets. What makes for a Satisfying Retirement?  Although money matters, planning for a lifestyle can be equally important in order to get

This Week with J. Mark Nickell & Co. – July 23, 2014

This week we examine tools and techniques for more peace of mind in retirement.  It is a companion to last week’s blog addressing some of the reasons retirees can run out of money. Retirement Account Participants Can Purchase Longevity Annuities. Under the new rules issued by the IRS, those with IRAs or 401(k) plans will be allowed to

This Week with J. Mark Nickell & Co. – June 25, 2014

In our world of investment management and financial planning, uncertainty begets questions: sometimes the best reply to any of them is It Depends. This week we examine several current issues where It Depends.  When will the Fed hike rates?  It depends.  What will the conflict in Iraq mean for the economy and investors—it depends.  Will