Intriguing subject matter relating to retirement was the topic of several sessions at the AICPA Advanced Personal Financial Planning Conference held January 19-21, 2015.  This week we share some of the conference’s golden nuggets and more.

Retiring in a Low-Return Environment.   Investment returns and retirement spending have been based on information drawn from the past.  A problem with using historical U.S. asset return data is that future market performance (and retirement outcomes) will depend on the price of stocks and bonds today.  By incorporating current asset prices, retirees can more accurately simulate how markets will perform and how different retirement spending strategies will fare.  Maintaining flexibility in spending will increase the likelihood of sustaining income throughout retirement.  Click here to read the full article


How to Tell if Your Retirement Nest Egg Is Big Enough?  Consecutive years of decent market returns have lulled many pre-retirees into a sense of complacency.  It is easy to forget the market plunge of 2008 and the panic selling near the bottom that eliminated any possibility of recovery.  In this article the author presents a calculation that just might prompt some pre-retirees to take some winnings off the table.

Click here to read the full article


Why Time — Not Money — Is The Key To Happiness– Recent research into happiness has found that how we experience happiness changes as we age. What remains constant is the importance of time.  Click here to read the full article


In case you missed last week’s blog on Life Satisfaction in Retirement, it can be found here: Click here to read

We hope you enjoy reading these articles along with us and that you find them informative.  Please forward this to your friends


J. Mark Nickell & Co.

Disclosure – The articles mentioned in This Week with J. Mark Nickell & Co. are for information and educational purposes only. They represent a sample of the numerous articles that the firm reads each week to stay current on financial and economic topics. The articles are linked to websites separate from the J. Mark Nickell & Co. website. The opinions expressed in these articles are the opinions of the author and not J. Mark Nickell & Co. This is not an offer to buy or sell any security.  J. Mark Nickell & Co. is under no obligation to update any of the information in these articles. We cannot attest to the accuracy of the data in the articles.